Complex Mortgage Deals

Personal Service

Being a small team helps us deliver a personal service for mortgages and protection. It's something we're passionate about!

Heart and Home Mortgages

Expert mortgage advice

Getting you the property you want with the minimum of fuss. We know it can be a stressful time.

Heart and Home Mortgage Deals

Exclusive mortgage deals

All our mortgage and protection advice is tailor-made to our clients' requirements.

Heart and Home Mortgages

Lucy from Heart and Homes Mortgages has been in financial services for over a decade. Based in Crawley, West Sussex and passionate about delivering a personal service for mortgages and protection services.

We are an adaptable, progressive team specialising in mortgage and protection products.

Email us at info@heartandhomemortgages.co.uk or give us a call on 01293 907 700.


Heart and Home Mortgages provides expert mortgage, protection and insurance advice. Heart and Home Mortgages is not a business in it's own right, it is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Equity Release Advice Crawley

We can also help with Equity Release,
if Equity Release is right for you

How Equity Release Works - Equity release plans are available for homeowners aged 55 and over to release the tax-free cash tied up within their home

Equity Release is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means tested state benefits. Please seek professional legal and financial advice before doing anything.

Equity release plans are available for homeowners aged 55 and over to release the tax-free cash tied up within your home. By opting for an equity release plan, you do not need to move out of your home, and depending on the plan you opt for, there are a variety of repayment options.

Lucy will explore your current circumstances to determine if Equity Release is right for you and the amount of money you may be able to release, taking into consideration the value and age of your property.

A Lifetime Mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.

The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.

Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.

Let us take care of your mortgage

We have over a decade of working within financial services tending to clients' mortgage & protection needs.

Offering a range of mortgages from a panel of over 50 lenders, all advice is tailor-made to clients requirements.

We scour an extensive panel of lenders to find the right deal for you - and aren't tied to any one lender.

You'll get personal service from your very first call and our recommendation will be tailored to your needs and circumstances.

For Expert, professional mortgage advice call Heart and Home Mortgages, comprehensive market advice in West Sussex 01293 907 700 to book your fee-free consultation.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.


Your property may be repossessed if you do not keep up repayments on your mortgage.

Loan Amount:
APR (in %):
Term (years):
 
Mortgage: Repayment Interest Only
Payment:

This information is only an indication of costs.